Banking & Financial Services – Hardiksinhji
Banking & Financial Services

Complete Banking & Finance Solutions

Bank Accounts, Credit Cards, Personal Loans, Demat, Insurance, Investments, Recharges, CIBIL Check & Document Verification — all at one place.

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31+
Credit Cards
9+
Bank Accounts
19+
Personal Loans
600+
Bill Pay Services
4
CIBIL Bureaus
Active Verification Services

Instantly verify any document — PAN, Bank, DL, Voter ID, Passport, Vehicle RC

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PAN Card Verification
Verify Now
Bank Account Verification (Penny Drop)
Verify Now
Driving License Verification
Verify Now
Voter ID Verification
Verify Now
Passport Verification
Verify Now
Vehicle RC Verification
Verify Now
PAN Card Services

New PAN, Correction & Resume Application — quick processing

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New PAN Card (Aadhaar)

Apply for new PAN using Aadhaar-based e-KYC. Fast, paperless and digital process.

New PAN Card (Photo & Sign)

Apply for new PAN by submitting photograph and signature. Physical document based.

PAN Correction

Correct name, DOB, address or other details in your existing PAN card easily.

Resume PAN Application

Resume your incomplete PAN application and complete the process without starting over.

CIBIL & Credit Score Check

Check your credit score from all 4 RBI-authorised credit bureaus — free guidance included

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📊
TransUnion CIBIL

India's most widely used credit bureau. Most banks & NBFCs use CIBIL score for loan & credit card decisions.

Score Range: 300–900
Check Score
📈
Experian Credit Score

International bureau used by HDFC, Bajaj, IndusInd and many digital lenders for credit evaluation.

Score Range: 300–850
Check Score
🏅
CRIF High Mark

Specialises in microfinance, rural lending and MSME credit data. Used by cooperative banks and SFBs.

Score Range: 300–900
Check Score
💳
Equifax Credit Score

Global credit bureau used by Kotak, Axis and many major banks for personal loan and credit card assessments.

Score Range: 1–999
Check Score
Bank Accounts 9 Products

Zero balance savings accounts with high interest — open digitally in minutes

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Zero Balance | 7% Interest
Equitas Savings Account

Zero balance saving account with up to 7% interest p.a. Zero maintenance charges.

Zero Balance | ₹2000 Funding
Kotak 811 Savings Account

Fully digital account opening with Aadhaar & PAN. Initial funding ₹2000.

Upto 7% Interest
IndusInd Savings Account

Up to 5% interest on savings. Up to 7% on FD. Best-in-class rates.

7% p.a. | Free ATM
IDFC Savings Account

Earn up to 7% p.a. Monthly interest credits. Free & unlimited ATM withdrawals.

₹300 Cashback | 5.5% Interest
DBS Digibank Savings

Instant account opening. ₹300 welcome cashback. Up to 5.5% interest rate.

Lifetime Zero Balance | 7%
Airtel Payments Bank

Lifetime zero balance account. Earn 7% interest. Cashless payments.

3% Cashback | No Monthly Fee
Tide Business Account

Earn up to 3% cashback. No monthly fee. Add funds using credit card.

₹6000 Cashback | Platinum Card
Kotak811 Super Saving

Up to ₹6,000 cashback on debit card spends. Free Platinum Debit Card. ₹10,000 initial funding.

Instant | No Min Balance
FinoPay Savings Account

Instant account opening. No minimum balance. Safe & cashless payments.

Credit Cards 31 Products

Lifetime free, cashback, reward points, travel & lifestyle credit cards from top banks

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Rewards + Vouchers
Axis Bank Credit Card

Gift vouchers & reward points on joining. Higher purchase limits. Exciting cashback.

Lifetime Free | 5X Rewards
Bobcard

Lifetime free card. Bonus reward points. Smart EMI benefits & 5X rewards on shopping.

Never Expiring Rewards
IndusInd Bank Credit Card

Attractive reward points & cashback. Reward points never expire — redeem anytime.

Lifetime Free | Low Interest
IDFC Bank Credit Card

Lifetime free card. Lower interest rates. Reward points on every spend.

5X/10X Reward Points
AU Bank Credit Card

Earn 5X/10X Reward Points. Fuel Surcharge Waiver. Exciting cashback & brand vouchers.

10X Rewards on Dining
SBI SimplySave Credit Card

10X Reward Points on Dining, Grocery & Movies. 2000 Bonus points on first spend.

FD-Backed | Build CIBIL
IDFC First WOW Credit Card

Helps improve credit score. Zero joining fees. FD-backed lifetime free card.

Cashback on Amazon/Flipkart
HDFC Bank Credit Card

Exclusive reward points & cashback on Amazon and Flipkart. Varying credit limits.

Demat Accounts 9 Products

Free demat account opening, low brokerage & zero charges on delivery trades

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Free Demat | Low Brokerage
Upstox Demat Account

Zero account opening charges. Zero brokerage on Mutual Funds & IPOs. 100% digital.

Free Delivery | Expert Tips
AngelOne Demat App

Free demat account. ₹0 brokerage on delivery. ₹20 on intraday, F&O, currencies.

Zero AMC | Stock Tips
Motilal Oswal Demat

Zero opening charges. Lifetime free AMC. Expert research & stock tips.

Personal Loans 19 Products

Instant personal loans from ₹10,000 to ₹15 Lakhs — 100% digital & fast approval

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Upto ₹15L | 15 Min Disbursal
InCred Personal Loan

Loan up to ₹15 Lakhs. Quick disbursal in as fast as 15 minutes. 100% digital.

Upto ₹15L | Zero Paperwork
Bajaj Finserv Personal Loan

Zero paperwork. 100% digital process. Minimal documentation. Up to ₹15 Lakhs.

Upto ₹10L | 10 Min Approval
TATA NEU Personal Loan

100% digital & paperless. No documents required. Instant approval in 10 minutes.

Upto ₹5L | Quick Approval
Poonawalla Fincorp Loan

Instant personal loan up to ₹5 Lakhs. Quick approval. No long waiting periods.

Insurance 5 Products

Two-wheeler, car insurance — instant policy issuance, cashless garages

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Legal Compliance | Own Damage
Two Wheeler Insurance

Covers legal requirement, avoids fines. Financial protection against accidents & damages.

6800+ Cashless Garages
ICICI Lombard Car Insurance

Covers own damage, third-party & natural disasters. 6,800+ cashless garages across India.

Instant Policy | Paperless
ACKO Bike & Car Insurance

Instant policy issuance. Completely paperless & contactless. Renewed in 2 minutes.

Investments 5 Products

Mutual Funds, FD up to 9.10% p.a., Digital Gold starting ₹10 — grow your money smartly

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SIP from ₹100 | Expert Managed
Axis Mutual Fund

Start SIP with just ₹100. Expert fund management for better returns. Diversified portfolio.

Upto 9.10% p.a. Returns
Stable Money (FD)

Earn up to 9.10% p.a. from top banks. Book FDs without opening a new bank account.

24K Pure Gold | Start ₹10
Digital Gold (Aditya Birla)

24K BIS-Hallmarked Gold. Start from just ₹10. 100% safe, digital & convenient.

Bill Pay & Recharge Services

600+ billers — Electricity, Mobile, DTH, Broadband, FASTag, Insurance, EMI & more

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Electricity
77 Billers
📱
Mobile Recharge
4 Operators
📺
DTH
5 Services
🌐
Broadband
2 Services
💳
Credit Card
25 Banks
🛣️
FASTag
29 Banks
🏥
Insurance
53 Cos
📅
EMI Pay
295 NBFCs
🏙️
Municipal Tax
72 Cities
📞
Postpaid
5 Operators
💧
Water Bill
Utilities
☎️
Landline
3 Services
Internet & Credit Card Swap

BSNL FTTH, Excogitate FTTH broadband connections & credit card swipe/swap services

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Govt Broadband | FTTH
BSNL FTTH Broadband

High-speed BSNL fibre broadband connection. Government reliability. New connection, plan change & complaint assistance provided.

Private FTTH | High Speed
Excogitate FTTH Broadband

High-speed private fibre broadband. Reliable connectivity for homes and businesses. New connection assistance.

POS | Swap | Swipe Service
Credit Card Swap Service

Credit card swipe/swap facility for merchants. POS machine assistance, settlement support and transaction help for business owners.

Need Help with Any Financial Service?

From bank account opening to credit cards, loans, investments and bill payments — we guide you through everything for free.

Get Free Guidance Now Call: 9033999991
AddressKaliyabid, Bhavnagar – 364002
Mobile9033999991
Emailinfo@hardiksinhji.com
GST No.24AGUPJ9331M1ZR